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Facilities management risk assessment survey on commercial rooftop plant deck
STATUTORY COMPLIANCE // RISK PRINCIPLES

What Is a Risk Assessment?Statutory hazard evaluation and practical risk mitigation for UK trade contractors.

Every commercial contractor in the UK has a legal duty to evaluate risks before undertaking work. Learn what a risk assessment is, the difference between a hazard and a risk, the HSE 5-step model, and how risk scoring matrices work in facilities management.

5 Steps
HSE Framework
UK statutory standard
5x5 Matrix
Risk Scoring
Likelihood × Severity
Reg 3
MHSWR 1999
Mandatory duty of care
Quick Summary // 6 min read
UK Compliance Standard

What is a Risk Assessment and what is its legal foundation?

A risk assessment is the systematic process of identifying workplace hazards, evaluating the likelihood and severity of potential harm, and putting proportionate control measures in place. Under Regulation 3 of the Management of Health and Safety at Work Regulations 1999, employers and self-employed contractors must conduct suitable and sufficient risk assessments.

Essential Takeaways:
  • Hazard = anything that can cause harm; Risk = the chance that harm will occur and how severe it will be
  • Mandatory for all employers; written record required by law if employing 5 or more people
  • FM clients mandate written risk assessments regardless of contractor head count
  • Must follow the 5-step HSE framework to be legally sufficient
01 // CORE DEFINITIONS

Hazard vs Risk: The Crucial Distinction

A common flaw in contractor safety documentation is confusing a hazard with a risk. In UK occupational health and safety:

THE HAZARD

The Potential for Harm

A hazard is anything with the intrinsic capacity to cause injury or damage. Examples: a high-voltage electrical cable, toxic refrigerant gas, an unguarded roof edge, or heavy rotating machinery.

THE RISK

The Likelihood & Severity

Risk is the chance (high or low) that someone will actually be harmed by the hazard, combined with how severe that harm could be. If the high-voltage cable is de-energised and padlocked, the hazard exists, but the risk is negligible.

02 // HSE METHODOLOGY

The HSE 5 Steps to Risk Assessment

The UK Health and Safety Executive (HSE) promotes a five-step approach that forms the benchmark for all commercial maintenance risk assessments:

1

Identify the hazards

Inspect work areas, equipment, chemicals, working at height, and electrical sources.

2

Decide who might be harmed and how

Identify affected personnel: engineers, apprentices, building occupants, cleaners, and the public.

3

Evaluate the risks and decide on control measures

Score initial risk, apply the ERICPD hierarchy, and implement control measures to lower risk.

4

Record your significant findings

Document the hazards, controls, and residual risk scores on your formal risk assessment sheet.

5

Review your assessment and update if necessary

Revisit the assessment when site conditions, plant, or scope change, or after any incident.

03 // QUANTITATIVE SCORING

How a 5x5 Risk Matrix Works in Commercial FM

To make hazard assessment objective rather than subjective, facilities management organisations use a standard 5×5 Risk Matrix.

Risk Score = Likelihood (1–5) × Severity (1–5)
1 – 6: Low RiskAcceptable. Proceed with baseline controls and standard PPE.
8 – 12: Medium RiskTolerable with specific controls, supervision, and permit-to-work sign-off.
15 – 25: High RiskUnacceptable. Work must NOT proceed until further controls reduce the score.
RISK ASSESSMENT FAQS

Common Questions About Risk Assessments

Everything you need to know about statutory duties, scoring, and client expectations.

A hazard is something with the potential to cause harm (e.g. electricity, a 4-metre roof edge, wet floor, or toxic refrigerant). A risk is the likelihood that someone will be harmed by that hazard, combined with the severity of the consequences.

AUDIT-READY CONTRACTORS

Join the EntireFM Contractor Network

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